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What is Affirm?


Affirm (formerly known as PayBright) is one of Canada’s leading installment payment platform, providing shoppers with buy now, pay later solutions at their favourite retailers, both in-store and online. By selecting Affirm as a payment method at check-out, customers can enjoy their purchase immediately, while spreading their payments over time.


Q. Are there requirements to use Affirm?

A. Yes. You’ll need:

  • To be the legal age of majority in the province or territory in which you reside
  • To be a resident of Canada
  • A Canadian Visa, Mastercard, Amex, or Discover credit card, or a Visa or Mastercard debit card (with the Visa/Mastercard logo), which can be used for online transactions
  • An SMS-capable Canadian phone numb
  • To meet the minimum cart size required to use Affirm as a payment option at checkout


Q. Does Affirm do a credit check?

A. To learn more about Affirm and credit checks, please read this FAQ article on the Affirm help site.


Q. How do I make my payments?

A. At checkout, you can set up convenient, automatic pre-authorized payments that debited/charged your Canadian Visa/Mastercard debit/credit card.


Q.Which payment methods are accepted?

A. Affirm currently accepts Visa and Mastercard credit or debit cards. Available payment methods may vary depending on the payment plan selected. Please note that prepaid cards are not accepted.


Q. I still have questions?

A. For further information, please refer to the Affirm help center

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